Insurance savings for 2004-05 totals $1 million for Comal ISD

Comal Independent School District, just like other school districts and companies in the country, has seen employee health insurance costs increase over the years.

This year, under Superintendent Nancy Fuller's leadership, she challenged her administrators and insurance providers to bring the costs down while providing the same, if not better, services.

As a result, the district is saving approximately $1 million in insurance costs this coming year. The largest savings can be seen in the cost of providing health care insurance, at almost $900,000. The additional $100,000 savings is in the area of workers compensation insurance.

"We are thrilled that we are able to save the district and its taxpayers about $1 million in insurance costs," says Fuller. "The results show that working together on behalf of our employees and taxpayers can really pay off."

United Healthcare has been chosen to provide employee health care insurance for the second year in a row in Comal ISD. This happened only after competitive bids were requested to see if UnitedHealthcare was the best option for Comal. Sixteen proposals were submitted and an employee insurance committee narrowed the list to four finalists.

After careful review, and United Healthcare lowering its initial proposal by approximately $900,000, the insurance committee recommended that the district stay with UnitedHealthcare. UHC also made a customer service commitment to the district and the same rates and benefits apply this coming year. There will be no increases in the premiums that employees pay.

The other $100,000 savings comes from a lower "fixed cost" for workers compensation insurance with the current carrier, the Texas Association of School Boards (TASB). It was noted that the district has made progress in reducing workers compensation claims costs during the past 12 months. The district also has committed to implementing a formal employee safety program and an aggressive employee injury prevention program.

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